Category: Sustainability
War-driven pressures signal call for African insurers to strengthen risk strategies
In a world where more than 80% of global merchandise trade is transported by sea, insurance is not merely a financial service; it is the backbone [...]
Co-operation clauses and insurance claims denial: the consequences of concealing material information
Phillip Karugaba, executive, and Phillip Muhumuza, associate in the Uganda office of ENS, explain the implications of a recent judgment in Uganda when [...]
Fresh round of insurer failures puts Kenya’s risk-based capital reform in focus
The recent placement of three insurers under statutory management in Kenya has brought the issue of capital adequacy and risk governance in the countr [...]
AI-driven scams prompt Ugandan insurers to seek shared fraud database
Uganda’s insurance industry is considering the creation of a shared fraud database as part of efforts to counter increasingly sophisticated scams that [...]
Zimbabwe’s funeral cover boom constrains reinsurance market
Zimbabwe’s insurance industry is experiencing a structural imbalance that analysts say is quietly limiting the growth of reinsurance and broader risk [...]
Opinion: Distribution strategy is crucial in improving access to microinsurance products
Aggrey Mulumbi, managing director of KCB Bancassurance Intermediary, Dr. Caleb Odhiambo Onjure and Professor Jane Muriithi continue with the discussio [...]
How Islamic insurance could transform Uganda’s low penetration rates
The launch of Uganda’s first Islamic insurance company is being seen as a potentially transformative moment for the country’s insurance industry, whic [...]
Fresh floods test risk models as Kenya’s insurers weigh options
Fresh floods sweeping across parts of Kenya are once again putting the country’s insurance sector under strain, barely two years after insurers paid o [...]
Santam Ltd enjoyed 14.7% increase in net earned premium in 2025, with an optimistic forecast
Santam Limited, South Africa’s largest general insurer and the holding company of Santam Syndicate 1918, has reported double-digit growth in the finan [...]
Cyber insurance rates likely to rise as Gulf war continues
Rising conflict risk linked to the US, Israel and Iran is pushing insurers and insureds to reassess exposure not only across marine and trade routes, [...]