Author: Calvin Manika
Calvin Manika is a Zimbabwean journalist renowned for his in-depth reporting on insurance, financial inclusion, and social impact. With near a decade of experience, he has contributed to prominent media outlets such as Al Jazeera, The Continent, The Independent UK, and is our resident contributor in Zimbabwe.
Hardening reinsurance cycle pushes African cedants to rethink retention
Insurers across Africa are writing more business but facing tougher questions about how much risk they should retain, even as reinsurance earnings com [...]
Zimbabwe reassessing as climate risk rewrites Africa’s agricultural insurance
In rural Zimbabwe, communal farmers would prepare their land in June and July, ahead of time, waiting for the first rains in October. Most of the peop [...]
Carbon credit insurance rises amid scrutiny of Africa’s offset market
Carbon insurance is emerging as a growing niche in global climate finance. Insurers and reinsurers are beginning to price risks linked to the reliabil [...]
Zimbabwe bets on insurance innovation model to reach underserved markets
Zimbabwe has launched its first insurance regulatory sandbox in a move the regulator and industry players say could reshape the country’s financial se [...]
How Zimbabwe’s draft climate change law could reshape insurance market
Zimbabwe’s proposed Climate Change Management Bill (H.B. 5 of 2025) is being framed primarily as an environmental reform. However, the bill’s economic [...]
Zimbabwe’s artisanal miners present untapped insurance opportunity
Zimbabwe’s insurers have a chance to develop innovative products and collaborate with the government to deliver targeted cover for the fast-growing ar [...]
Zimbabwe insurers put environment at centre of ESG as climate risks rise
The growing intensity of climate shocks in Zimbabwe is reshaping how insurers think about risk, pushing environmental risk considerations to the foref [...]
Zimbabwe’s funeral cover boom constrains reinsurance market
Zimbabwe’s insurance industry is experiencing a structural imbalance that analysts say is quietly limiting the growth of reinsurance and broader risk [...]
Africa’s trade ambitions hang on insurance market integration
Africa’s ambition to build the world’s largest free-trade area is colliding with a stubborn reality that regulation is still fragmented, slowing t [...]
Les ambitions commerciales de l’Afrique dépendent de l’intégration du marché de l’assurance
L'ambition de l'Afrique de créer la plus grande zone de libre-échange au monde se heurte à une réalité tenace : la réglementation reste fragmentée, ce [...]