Author: Calvin Manika

Calvin ManikaCalvin Manika is a Zimbabwean journalist renowned for his in-depth reporting on insurance, financial inclusion, and social impact. With near a decade of experience, he has contributed to prominent media outlets such as Al Jazeera, The Continent, The Independent UK, and is our resident contributor in Zimbabwe.

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Carbon credit insurance rises amid scrutiny of Africa’s offset market

Carbon credit insurance rises amid scrutiny of Africa’s offset market

Carbon insurance is emerging as a growing niche in global climate finance. Insurers and reinsurers are beginning to price risks linked to the reliabil [...]
​Zimbabwe bets on insurance innovation model to reach underserved markets

​Zimbabwe bets on insurance innovation model to reach underserved markets

Zimbabwe has launched its first insurance regulatory sandbox in a move the regulator and industry players say could reshape the country’s financial se [...]
How Zimbabwe’s draft climate change law could reshape insurance market

How Zimbabwe’s draft climate change law could reshape insurance market

Zimbabwe’s proposed Climate Change Management Bill (H.B. 5 of 2025) is being framed primarily as an environmental reform. However, the bill’s economic [...]
Zimbabwe’s artisanal miners present untapped insurance opportunity

Zimbabwe’s artisanal miners present untapped insurance opportunity

Zimbabwe’s insurers have a chance to develop innovative products and collaborate with the government to deliver targeted cover for the fast-growing ar [...]
Zimbabwe insurers put environment at centre of ESG as climate risks rise

Zimbabwe insurers put environment at centre of ESG as climate risks rise

The growing intensity of climate shocks in Zimbabwe is reshaping how insurers think about risk, pushing environmental risk considerations to the foref [...]
​Zimbabwe’s funeral cover boom constrains reinsurance market

​Zimbabwe’s funeral cover boom constrains reinsurance market

Zimbabwe’s insurance industry is experiencing a structural imbalance that analysts say is quietly limiting the growth of reinsurance and broader risk [...]
Africa’s trade ambitions hang on insurance market integration

Africa’s trade ambitions hang on insurance market integration

Africa’s ambition to build the world’s largest free-trade area is colliding with a stubborn reality that regulation is still fragmented, slowing t [...]
Les ambitions commerciales de l’Afrique dépendent de l’intégration du marché de l’assurance

Les ambitions commerciales de l’Afrique dépendent de l’intégration du marché de l’assurance

L'ambition de l'Afrique de créer la plus grande zone de libre-échange au monde se heurte à une réalité tenace : la réglementation reste fragmentée, ce [...]
Local-language policies and school curriculum could close Zimbabwe’s protection gap

Local-language policies and school curriculum could close Zimbabwe’s protection gap

Translating insurance policies into local languages and integrating insurance education into schools could help increase uptake in African countries l [...]
Annual life policies reshape Zimbabwe’s insurance market, raising regulatory and consumer risks

Annual life policies reshape Zimbabwe’s insurance market, raising regulatory and consumer risks

Zimbabwe’s life insurance industry is undergoing a quiet but significant transformation. Products once designed to span decades, including whole-life [...]
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